Blog Posts

My Virtual Home Buying Experience…..

My Virtual Home Buying Experience Guidelines…

Below is a brief  set of guidelines I put together that outline my virtual home buying experience. I do feel that this pandemic has thrust our industry into a future it was already headed in the first place. Out of necessity,  it has unfortunately taken a global health crisis to propel the way we conduct business into a more virtual future.  It is my strong opinion that buyers and sellers alike are needing human / professional  guidance now more than ever in conjunction with technology that allows our professionals to conduct business safely and productively.   

Some or all of these virtual guidelines may not be for everyone. Luckily real estate is deemed an essential business so  my clients will still have the option of doing any of the below in person with me. I am committed to making every step of this program virtual to make my clients comfortable as our industry pivots towards the future.  

6 Relevant Real Estate Related Questions Answered

Dear clients, professional colleagues, and friends –

I hope everyone is staying well and hanging in there as we look to close out the month of April with our loved ones at home. 

Below are the highlights from a recent industry article that I believe tackles the most prevalent questions in the minds of both customers and consumers as they contemplate the impact this current health crisis is having on the real estate market.

I hope you find this information useful! Please respond to this email with your own questions or concerns and be sure I will work to get them answered and addressed!  

1. Is this a good time to buy or sell, or should I wait?

This is the question that is at the forefront of the real estate industry from the customer’s perspective. Despite what seems like an endless amount of doom and gloom, the reality is that people are still buying and selling real estate.

There is a new standard of business now and for the foreseeable future as a professional conducting the service of real estate in Miami and the rest of the country – with some localities having more stringent requirements than others.  The buyers and sellers in the market today are more serious than ever. There may be fewer of them, but the ones that are out there are making decisions. At this point in time, they likely have confidence about their jobs and financial situation.

If you are a buyer, you may find that sellers are willing to be more flexible and amenable to putting a deal together now than before. 

If you are a seller, you are likely to have less showing traffic, but the buyers that are looking — either in person or virtually — are likely a guaranteed prospect. It’s just a matter of what home they pick.

The advantage is less “window shoppers” and more “real buyers” that are looking to fill a want or a need. 

2. If I’m a buyer, how will showings work?

There will be a bit more preparation involved than before.

Physical showings are allowed here in Miami all while maintaining safe distances, agents and buyers will have to travel separately in their own vehicles and meet at the property. They will have to wear protective gloves and masks and use hand sanitizer, wipes or cleaning products to immediately sanitize  anything they touch. 

As a buyer, please plan on bringing your own supply of gloves, masks and soap as these supplies are extremely limited. There is no magic stockpile of these items for real estate agents and their companies.

Practically speaking, agents and buyers should not be touching anything or placing any personal belongings like purses or cell phones in a home they are going through. If you must carry your phone with you, clean it before entering the property and keep in your pocket at all times. 

Agents wearing protective gloves should be the only ones touching doors for entry or exit to areas of the house. Agents will likely wait outside as buyers tour the home. After the buyer is done going through the home, agents will probably go inside to take a look. This will give them a chance to sanitize any areas they’ve touched. You can then get back in your respective cars and share feedback about the home via a phone call.

An alternative to physical showings are virtual walk-throughs via a video call. The listing agent can show the property to the buyers and their agent, or allow the buyers’ agent to conduct the tour that way.  These days, virtual open houses are going to be the best way to get an inside look into a property. 

3. What about getting a mortgage loan?

Maybe you’re gainfully employed with verifiable income, and you don’t foresee any changes affecting your job within the near future. Maybe you’re in an industry that’s in demand in today’s environment. Then, you’re in luck.

However, it’s more important than ever to work with the right lender. This isn’t the time to work with someone who is not located in the area or state where you’re buying the property.

Don’t go online and shop rates. It isn’t about finding the lowest rate. It’s about working with a lender who will be able to get you to the closing table — someone who won’t over-promise and under-deliver.

Unfortunately, there are many lenders who glaze over important details in an effort to act like they can do something others can’t. Be skeptical, and question the information you’re being told. If it sounds too good to be true, it probably is. Listen to agents when they caution you about lenders, and suggest working with their go-to contacts. There’s a reason they are recommending the ones they are providing.

Be wary of working through mortgage brokers who may have no control over their loans right now. Be aware of current lending guidelines for the kind of loan you qualify for and how that could affect you.

Many lenders have changed credit score requirements for low and no-down-payment loans such as FHA and VA. Find out upfront if you’re on the bubble and if there are any factors that could affect your ability to get a loan.

Rates can jump all over the place. There may be multiple price changes in one day, so when an attractive rate is available, lock it in immediately. Comply with the lender to submit all required documentation as soon as possible so they can order the appraisal.

Things are rapidly changing in the mortgage markets. In some recent scenarios, lenders are cutting off applications for certain loan types if the appraisal hasn’t been ordered and loan documents have not been submitted to underwriting. Dragging your feet is not advised.

4. What’s the process for putting a home on the market it today’s climate?

Thankfully, real estate has been deemed an essential business in many areas of the country. This allows some form of listing and home-selling to move forward, in addition to the related businesses that are involved in the process.

Listing appointments will likely need to be a more virtual meeting between the listing agent and seller via video chats — unless there’s a way to meet in person while practicing social distancing and wearing masks.

It could be tough to share information this way, which is why a virtual presentation may be much easier. A video walk-through of the property could be done with the seller. They could also allow the agent to walk through while they step outside so they can provide any recommendations with respect to preparation for sale work.

Given the current situation, a full preparation for the sale process might be not be possible. However, cleaning, decluttering, editing and rearranging furniture where needed can usually be accomplished on some level by the current owners. This is in addition to efforts for curb appeal, like pressure washing, planting flowers, freshening up ground cover and more.

Minor touch-ups or simple repairs can also be accomplished, unless an owner is feeling up to an interior painting project. Keep in mind that, given today’s situation, buyers may be a bit more forgiving if a home is not in tip-top condition.

In place where photographers are allowed to conduct business, they are going to be wearing gloves, masks and taking necessary precautions to minimize physical contact with contents in the home.

They’re asking sellers to have all the lights on and curtains open. They’re also requesting that sellers turn on items like fireplaces, outdoor fire pits and fountains prior to their arrival. That’s so they can concentrate on taking pictures without having to touch things. To minimize contact, they might also tell sellers not to be present during the shoot.

During this time, it’s also worth getting a 3D tour or a professionally produced property video (complete with aerial shots) done. Buyers and their agents are going to lean towards homes that make virtual showings easy and bring the property to life. Now more than ever, it’s a good idea to put the power of video to work.

5. How will showings be handled? 

This is a serious concern that’s not to be taken lightly.  I will take all measures beforehand to pre-qualifying requests for showings and asking for pre-approval letters or proof of funds prior to scheduling any appointments. In addition, most buyer agents are present for showings to help manage the process and preparation. (They just might be staying outside, across the street or in their cars.)

Showings can be managed by social distancing and wearing protective gear as discussed above. Agents can also request to limit the number of visitors to only buyers (not an entourage of family and friends) as well as request no children be present.

Having lights (and other features) turned on in advance will minimize the need for anything to be touched. The listing agent will require anyone seeing the home to follow strict protocol, which will probably include leaving personal belongings in cars and not touching anything.

Alternatively, listing agents can conduct virtual live showings by appointment using a phone or tablet. They can shoot a video walk through on their phones and provide it to agents for their buyers.

In addition to virtually showing the inside of a house, agents should allow buyers to see the garage and walk around the exterior of the property, just so they can get a feel for the neighborhood. No matter how good pictures and videos are, most buyers still want to be able to get a physical sense of the house, the street and how it sits in relation to the homes around it.

If at any time you don’t want physical, in-person showings, there are ways to work through that while being on the market. This is where having a 3D tour, a professional video as well as a walk-through video will prove to be helpful.

6. Will the real estate market bounce back when this is over?

I am confident the answer is yes. I believe we are in a deferred market at this time. The traditional Spring market uptick in transactions has seen a slowdown along with all other commerce here in the country and world . With that said, there is reason to believe this pent up demand will be deferred into the summer months.   While the road may seem rocky and uncertain now, we are adjusting to a new normal, unlike anything we’ve ever been through. With so many people at home and surfing the internet, there is definitely pent up demand building.

While some sellers have elected to take their properties off the market, the sellers that remain are largely holding at their asking prices and not doing any dramatic price drops. In some cases, multiple offers are happening depending on the property, price point, location and features.

For example, pool homes have always been and still are very popular in Florida right now. With so many community pools, beach clubs and beaches closed throughout the state, pool homes offer an escape and something to do while staying at home.

As soon as the U.S. opens for business, everyone will be free to move about the country. Given all the cancelled plans — from vacations, graduations, weddings, showers and birthday parties — those who are in a situation to do so will want to take a trip to find a new place to live.

With everyone staying home for such a long period of time, people are re-examining where they live in an entirely different way. They may realize that their current space no longer works for them as well as they thought.

Maybe they were too on-the-go to dive into the process before. Maybe they were thinking that someday, they’d like to have a more practical kitchen with a larger island and a space that opens up to the living room. Maybe they were longing for a place with a beautiful view or a vast outdoor space, or a pool that would provide a relaxing escape and hours of fun in a situation like this. Perhaps they were hoping for a dedicated home office when thinking of their next property.

In any case, people may be anxious to make a change locally or explore an entirely different geographic area. Going through this pandemic has taught us that life is short, and tomorrow is promised to no one. We need to make the most of the tomorrows we get.

If someone has been thinking of buying that second home or relocating for a lifestyle change or to be closer to family, now may be the ideal time. Crisis often creates opportunity in new ways that we did not think about before. Adjusting to a new normal created by a pandemic can be scary and uncertain at the same time.

We’re writing the playbook as we go along. However, viewing this as an opportunity to seize the moment and go after what we really want in life may mean an optimal time to upsize, downsize or move to where you want your life to play out.

Central Miami Shores is HOT. Just Listed at 383 NE 97th Street Miami Shores, FL 33138

383 NE 97th Street  Miami Shores, FL 33138
4 Bedrooms | 3.5 Bathrooms |  2-Car Garage | Pool Home
2,315 SF Living Area | 3,077 SF Building Area | 8,625 SF Lot   
 Offered at $619,000

This home displays a mid century modern appeal with authentic period features. Built in 1957, this home is located in an ideal central Shores location on a lovely oak-tree lined street. A prime short distance  to downtown Miami Shores to enjoy local artisan shops, restaurants, & cafes. The backyard has a large wood deck and pool with green space, and a vintage serving window from the kitchen to the outdoor deck perfect for indoor / outdoor entertaining. The spacious kitchen has a large eat-in prepping island for cooking. The split level home has hardwood floors upstairs with large format stone tile downstairs. A must see for those seeking a home with character in a great neighborhood in Miami Shores Village!  Along with an array of local shops Miami Shores offers  year-round family friendly events, plus recreational facilities including a golf course, country club, aquatic center and tennis courts . A must see! 

Please contact me directly at  305.525.5711 or email me at to schedule a private tour of the property!

This Miami Shores Home is a Mid-century Masterpiece – 1598 NE 104th Street Miami Shores, FL 33138

1598 NE 104th Street  Miami Shores, FL 33138
3 Bedrooms + Large Office | 4 Bathrooms |  2,455 SF Living Area    
3,210 SF Building Area | 8,850 SF Lot | Pool Home
New Price Now Offered at $805,000

Authentic mid-century  styling and an ideal location on a quiet cul-de-sac in historic Miami Shores Village distinguish this meticulously maintained three-bedroom, three-and-a-half bath home. Built in 1955. the bright and airy residence displays a timeless appeal. The split-level home is nestled on a tropically landscaped spacious lot in Miami Shores’ coveted Eastside neighborhood.  An inviting mix of formal and casual spaces are spread throughout a generous floor plan. Designed to reflect the period’s clean aesthetic with an emphasis on indoor-outdoor living., wide expanses of windows and glass doors invite light in and allow for a seamless transition from the interior to exterior living areas. other details include terrazzo and parquet floor, and a wood beamed ceiling in the family room. The well appointed kitchen features shaker cabinets, stainless steel appliances and snack bar seating. While all the bedrooms have en-suite baths the master is particularly noteworthy with its gleaming terrazzo floors, large bedroom and adjoining office. Outside, the oversized pool and deck area is lined with graceful palms and vibrant foliage. Among the home’s conveniences are large cedar walk in closets, impact windows and doors, and a two-car-garage. Along with an array of local shops Miami Shores offers an array of year-round family friendly events, , plus recreational facilities including a golf course, country club, aquatic center and tennis courts . A must see!

Contact Vincent Imburgia at for more information or to schedule a private tour of this beautiful home.